Cyber insurance readiness
Your insurer may ask for proof that your security controls actually exist.
Insurers have tightened up. Before they’ll write or renew a cyber policy, most now ask about MFA, tested backups and the Essential Eight basics - and if you tick “yes” without really having them, a denied claim is a nasty surprise at the worst possible moment. I check the controls your insurer is asking about, document the evidence you already have and show you what needs fixing before renewal. Remediation is quoted separately where required.
What insurers are demanding
The three that trip businesses up.
Multi-factor authentication (MFA)
On email, remote access and admin accounts - the #1 thing insurers check, and the #1 thing that stops a breach.
Backups you can actually restore
Regular, tested, off-site backups. Insurers ask; ransomware tests it for real.
The Essential Eight basics
Patching, admin restrictions, macro settings, application control - the ACSC baseline underwriters increasingly expect.
The Readiness Check
This is the form. Could you pass it today?
I’ll run the check, give you a one-page report mapped to what insurers ask, fix the gaps, and leave you with the documented evidence to put on the renewal form with a straight face.
Cyber Liability Insurance - Renewal Application
Section 4 of 7 · Security controls declaration
POL-2026-8841
Renewal due 30 days
- No
Is multi-factor authentication (MFA) enforced on all email and remote access?
Assessor: MFA optional for 6 of 14 staff
- Unverified
Are backups automated, kept off-site and test-restored?
Assessor: No restore evidence supplied
- Yes
Are operating systems and applications patched within 14 days?
- No
Are local administrator rights restricted to staff who need them?
- Unverified
Essential Eight maturity level attained (ML1 - ML3)?
Assessor: Not assessed
Underwriter notes
Declared controls could not be evidenced. Cover cannot be bound as declared - remediation and supporting evidence required before renewal.
Fixed-price pack
Cyber Insurance Readiness Check
Pass the insurer's questionnaire - with evidence.
Mapped to insurer / Essential Eight requirements
Secure checkout · GST added at checkout · full scope →
Renewal coming up?
Don't sign a cyber policy you can't actually back up. Book a readiness check and go into renewal with the evidence.